TRANS UNION REPORT

Exact Match between SSN on input and SSN on file.

Personal Information Since 1/1/94 FAD 3/20/01


Reported

Name
SSN
Address
Phone

  ICE, ROBERT R
  301-42-3221
  111, W, 8TH, ST, FANTASY ISLAND, IL, 60750
  656-5656 Personal



4/1/98


Employment


Date Hired

Date Separated

Verified/Reported

Employer

  AUTO SALES



4/1/01 Reported

Employer

  HOUSEHOLD

3/1/01


3/1/01 Reported


Add-On Products Summary

  Product: Phone Append
  Status: Default product delivered
  Search: Area code and phone number not found on new source. Phone number on CRONUS database is returned.
   
  Product: HAWK
  Status: Requested product delivered
   
  Product: Score Model - EMPIRICA
  Status: Requested product delivered
   


HAWK

Messages
Message: Input SSN associated with additional subject(s) not displayed/returned

Year of Issuance
ID qualifier: SSN
Message: Input - SSN issued: 1963-1964; state: OH; est. Age obtained: +63 to +65

ID qualifier: SSN
Message: File - SSN issued: 1963-1964; state: OH; est. Age obtained: +00


Scoring

    Score Model:   EMPIRICA   +599    ***ALERT***      
    Factor: 040  Derogatory public record or collection filed
    Factor: 013  Time since delinquency is too recent or unknown
    Factor: 010  Proportion of balances to credit limits is too high on bank revolving or other revolving accounts
    Factor: 018  Number of accounts with delinquency


 
 
 
+599


Credit Summary From 1/1/94 To 3/20/01

Public Records    3       Collections       0       Negative Trades   0      
Hist Neg Trades   1       # Trades          7       Revolving         5      
Hist Neg Occurr   2       Installment       2       Mortgage          0      
Open Trades       0       Inquiries         2      

Type             High       Limit       Balance       Past Due       Payment       %Avail

Revolving     $26,000     $28,000       $20,100             $0            $0          28%
Installment   $15,000     $15,000        $3,000             $0            $0            -
Totals        $41,000     $43,000       $23,100             $0            $0            -


Public Records

Reported/
Amount

ECOA/
Subscriber

Assets

Type/
Plaintiff/Attorney

Docket/
Paid

Court/
City, State

  09/99
  10K

I
Z 05027019

Federal tax lien
 
 

12345
 


 

  10/99
  5000

I
Z 05074137

Federal tax lien
 
 

456789
 


 

  12/99
  800

I
Z 05074137

Civil judgement
 
 

202122
 


 


Revolving Accounts

Current Status

Hist Status


Acc Name/Address

Rptd/
ECOA

Opened/
Clsd/PD

High/
Limit

Pmt/
Term

Bal

Past Due

Mths  30  60  90

Rating

  SEARS
  1234567
  Subscriber code: D 06256134

03/01V
I

06/90
 

8000
8000

 

7000

15  
111111111111
111

R01

  CHOICE
  772
  Subscriber code: B 01679002

03/01V
I

09/90
 

5000
5000

 

4000

25  

R01

  WARDS MWCC
  128776
  Subscriber code: D 0156N121

03/01V
I

06/90
 

0
 

0

20  
111111111111
11111111

R01

  DISCOVER FIN
  21
  Subscriber code: B 09616003

03/01V
I

06/90
 

13K
13K

 

9000

11  
11111111111

R01

       Revolving Totals




$0

$20,000





Overdraft/Reserve Accounts

Current Status

Hist Status


Acc Name/Address

Rptd/
ECOA

Opened/
Clsd/PD

High/
Limit

Pmt/
Term

Bal

Past Due

Mths  30  60  90

Rating

  TRADE 21
  1234567
  Subscriber code: B 01JPA021
    Collateral: CREDIT LINE

03/01V
I

11/96
 

0
2000

 

100

  

C01

       Overdraft/Reserve Totals




$0

$100





Installment Accounts

Current Status

Hist Status


Acc Name/Address

Rptd/
ECOA

Opened/
Clsd/PD

High/
Limit

Pmt/
Term

Bal

Past Due

Mths  30  60  90

Rating

  REPUBLIC BAN
  2187776
  Subscriber code: B 07220001

03/01V
I

09/90
 

5000
5000

 

3000

05    02  00  00
11122

I01

  SIMMONS FNB
  271776
  Subscriber code: B 01067003

03/01V
I

09/74
 

10K
10K

0

25  

IUR

       Installment Totals




$0

$3,000





Inquiries

Date

Name/Address

Code

MKT

Type Inq/Loan

Amount

03/20/01

  HART SFTWRE

ZTR00001010

CHI

I

 

01/19/01

  HOUSEHOLD

YCI01992043

NTL

I

 


Serviced By:
TRANS UNION LLC
2 BALDWIN PLACE, P.O. BOX 1000
CHESTER, PA 19022
800-888-4213

END OF REPORT - TRANS UNION - 3/20/01, 11:41:38 CT